Mowana
Cross-border commerce and currency exchange for Nigerian vendors
Nigerian vendors had no reliable way to sell into UK and US markets and get paid in their local currency. Traditional cross-border transfer methods were slow and expensive, making international sales impractical for small and mid-sized vendors trying to reach diaspora and international customers.
MVP
Core platform enabling Nigerian vendors to list and sell products to UK/US buyers, with vendor onboarding built on QoreID (formerly VerifyMe) for NIN verification, meeting KYC requirements from day one.
Bill Payment Integration
Extended the platform with bill payment functionality, giving vendors more reasons to stay active on the platform beyond product sales alone.
Currency Exchange
Built the platform's core differentiator: real-time currency exchange. USD and GBP collection ran through Stripe, Naira transfers were handled via Flutterwave, and settlement logic reconciling collected foreign currency against vendor payouts was built in-house.
| Backend | ASP.NET Core (C#) |
| Mobile | .NET MAUI |
| Web | Vue.js |
| USD/GBP Collection | Stripe |
| Naira Payout | Flutterwave |
| Settlement Logic | In-house |
| Vendor KYC | QoreID (NIN verification) |
Mowana processed approximately $40,000 USD and 10,000 GBP in currency exchange volume, giving Nigerian vendors a functioning path to sell internationally and receive payment in Naira without relying on slow, expensive traditional transfer channels - validating the full loop from vendor onboarding through cross-border collection to local settlement.